
Planning for and managing personal and professional risks could save you from a world of pain down the track.
Everyone’s familiar with stories of actors insuring their faces, musicians their hands and voices, and athletes their legs. This might seem outlandish, but knowing what your personal and professional risks are and what you’ll need to have covered in the event of a disaster is essential to the smooth running of businesses large and small.
No two businesses are the same, and the scope and range of insurance products on the market is vast. As a small business owner, the amount of personal and professional insurance cover you’ll need will depend on a range of factors such as location, the number of people you employ and the complexity of your IT ecosystem.